Here are some of our Frequently Asked Questions that we get from most of our customers. Spend some time reading through and we hope you may find what you need here!

You are able to apply your loan via our online loan application form that is easy to complete, or subsequently you may drop by our office at:

Credit Hub Capital Pte. Ltd.

190 Middle Road
#10-01A, Fortune Centre
Singapore 188979
Phone: 6338 5115

The interest rates that we are offering at the moment would be 4% monthly.

Here are some of the fees that we are not suppose to imposed on our customers:

  • A late Repayment Fee that does not exceed an amount of ┬áS$60.00
  • A fee that does not go above 10% of the principal loaned amount upon approval
  • Any legal cost ordered by the court that is being used to successfully reclaim any loans
In order to take out any loans from us, you have to fulfill these requirements stated below

  1. A Singapore Citizen or Permanent Resident of Singapore
  2. At least the age of 21 and above
  3. Must not be declared undischarged bankrupt nor any bankruptcy that is ongoing
  4. Permanently employed contributing monthly CPF
  5. Foreigners and Expats must have a Valid Work Permit or Valid Passport
  6. Self-Employed to have their Income Tax Assessment, ACRA, or Vocational License
Secured Loans:

  • No Restriction to any amounts

 

Unsecured Loans:

  • If your annual income is less than S$20,000 : Up to of S$3,000
  • If your annual income is S$20,000 or more but below S$30,000 : Up to 2X of your monthly income
  • If your annual income is S$30,000 or more but below S$120,000 : Up to 4X of your monthly income
  • If your annual income exceeds S$120,000 : Any amount that you need
Upon the relevant documents being furnished, any loan disbursement and approvals will be done at our office at 190 Middle Road, #10-01A, Fortune Centre. Approvals can be granted as fast as 30 minutes.
YES, you should not be coerced or pressured to take out any loans if it is not what you are looking for in terms of any deplorable clauses or even personal reasons.
  • Double check on the loaned amount to ensure that it is the correct amount
  • Make prompt repayments to avoid any late payment fees or interests imposed
  • Each time after a repayment is being made, ensure that you are being issued a dated and signed receipt if it is made in cash.
  • Check on your name, amount, date, on the correctness of every detail
  • Double check that you are being issued a statement of account for all loans at least every 6 months
  • Retain and file up all physical copy of proofs as documentation and evidence of payments.
You are able to make your loan repayments/instalments through any ATM machines, or Ibanking online transfers to any of our local bank accounts. Likewise, you can also make your repayment ONLY in cash at our office if you are nearby.
YES, Loans can still be taken out once we have gone through auditing your financial capabilities to ensure that responsible borrowing and lending is being conducted. A flexible repayment plan will be discussed mutually for the ease of both parties.
YES, you are still able to take out another loan. Our loan consultants will run through and plan a repayment scheme to cater to your current financial capability.
NO, you do not need any Guarantor to take out any loans at all.
Fast Cash Loan Singapore - FastLoan.sg

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Terms and Conditions

Only 21 years old and above is eligible for loan application.

To preserve the confidentiality of all information you provide to us we maintain the following Privacy Principles.

We only collect personal information that we believe to be relevant and required to understand your financial needs.

By clicking "Submit" and providing your personal data, you consent to Credit Hub Capital contacting you via the telephone and email for the loan application purpose.

We will only use any information collected as minimally as possible, mainly to assist us in customising and delivering loan packages that are of interest to our customers.

We will not make unsolicited requests for customer information through email or the telephone, unless customers initiate contact with us.

We have established strict confidentiality standards for safeguarding information on our customers.

Credit Hub Capital will not use or disclose information collected from you other than for the purpose made known to you, authorised by you or required by the Law.

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